博客
If you are planning to move out on your own for the first time or maybe you are renting a room, chances are you’re going to need to invest in renter’s insurance. Only a staggering 41% of renters actually have renter’s insurance. Some building managers require tenants to get renters insurance, but many don’t. 只是因为没有[…]
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Did you know that motorcyclists are much more vulnerable to crashes than other drivers? 根据国家公路交通安全管理局, 有5,172 motorcyclists killed in motor vehicle traffic crashes – a decrease of 3 percent from the 5,337 motorcyclists killed in 2016. Motorcycle safety is becoming a growing concern. Of the 5,172 motorcyclists killed in traffic crashes, […]
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回来yard fun may come at a cost, but that doesn’t mean you should avoid splurge purchases like trampolines and treehouses altogether. Ultimately, it’s a family decision, partly based on feedback from your pediatrician on risk vs. 好处, and partly based on whether your spirit for 冒险 outweighs your concern for a potential accident. 这也是[…]
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Whether you actually hurt yourself or just suffer from a bruised ego, slipping and falling is always a nasty shock. 在家里, you can usually just dust yourself off and forget about it, 但如果你有自己的企业, slips and falls suddenly become much more serious. Maintaining a safe business property for your employees […]
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The Affordable Care Act allows young adults to avoid high premiums and retain health insurance coverage as a dependent on their parents’ health insurance plans. What age you get the boot and need to insure yourself varies. The ACA states that you lose coverage from your parents’ plans at age 26. Some states, like New […]
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A person who is financially “literate” knows how to budget, 懂得如何投资, and knows how to manage long-term finances. 在一般情况下, you can consider yourself financially literate if… …you know how to take care of your debt. 美国新闻 & World Report suggests that the wisest strategy for paying off what you owe is […]
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Feeling the wind as you ride your motorcycle down a winding mountainside can certainly be exhilarating. Riding is an activity that combines mindfulness, 冒险, and nature in a way that is uniquely distinct from simply driving a car. 不幸的是, according to the 保险 Institute for Highway Safety, a motorcyclist who crashes is 30 times more […]
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Most people have heard that they should keep inventory of the things they own in their home, 但实际上很少有人这样做. And those that do, rarely have one that is kept up-to-date. The good news is that putting together an inventory isn’t hard. It’s just very time consuming to make a list of everything […]
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The Federal Emergency Management Agency (FEMA) reports that 40 to 60 percent of small businesses never recover and re-open their doors after a disaster. It is in the best interest of your business to maintain both adequate insurance coverage and a disaster recovery plan so you’re prepared to bounce back when Mother Nature comes calling. In […]
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Letting your little ones know the importance of being safe when a fire breaks out is imperative but can also be daunting. Such a serious subject can either be too much for them to handle, or it might go right over their heads. So how do you discuss the subject with them the right way? 虽然没有[…]
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